TERMS & CONDITIONS

Arkad Capital Terms & Conditions

Last Updated: 1.11.2025

1. Introduction

These Terms and Conditions ("Terms") govern your use of the services provided by Arkad Capital ("we," "us," "our"). By accessing our services, you agree to comply with and be bound by these Terms.

2. Services

Arkad Capital provides hard money lending and related financial services. Specific terms and conditions applicable to individual financial products or services will be detailed separately within contractual agreements.

3. User Eligibility

You must be at least 18 years old and possess the legal authority to enter into agreements to use our services. By accessing our services, you represent that you meet these requirements.

4. Application and Approval

All loan applications submitted to Arkad Capital are subject to review and approval based on our lending criteria. Approval is at our sole discretion and may require verification of income, credit history, collateral, or other criteria we deem necessary.

5. Interest Rates and Fees

Interest rates, fees, and charges will vary based on specific loan products and borrower qualifications. All applicable fees will be clearly disclosed in your loan agreement.

6. Repayment Terms

Borrowers must adhere strictly to repayment schedules as outlined in individual loan agreements. Late payments may incur additional fees or penalties as detailed in your loan contract.

7. Security and Collateral

Loans provided by Arkad Capital are typically secured by real property or other acceptable collateral. Failure to meet repayment obligations could result in foreclosure or repossession actions.

8. Confidentiality

We commit to protecting your personal information in accordance with applicable privacy laws. Our Privacy Policy details our practices for data collection, storage, and use.

9. Liability

Arkad Capital is not liable for indirect, incidental, consequential, or punitive damages arising out of the use of our services. Our liability is limited to direct damages only, not exceeding the total amount paid by you for our services within the past twelve months.

10. User Obligations

You agree to provide accurate and complete information when engaging with our services. Misrepresentation or fraudulent information will result in immediate termination of your access and possible legal action.

11. Modifications to Terms

Arkad Capital reserves the right to amend these Terms at any time. Updated Terms will be posted on our website, and your continued use of our services signifies acceptance of any changes.

12. Termination of Service

We reserve the right to terminate access to our services at any time, without notice, if we believe you have violated these Terms or pose a risk to our business or other clients.

13. Dispute Resolution

Any disputes related to these Terms or our services will be governed by and construed according to the laws of the state where Arkad Capital is headquartered. Disputes shall first be addressed through good faith negotiation, and if unresolved, through binding arbitration under the American Arbitration Association (AAA) rules.

14. Governing Law

These Terms are governed by the laws of the State of New Jersey without regard to its conflict of law provisions.

15. Contact Information

For any questions or concerns about these Terms, please contact us at:

info@arkad.capital